Tennessee Insurance Requirements and SR-22 FilingSR22-insurance-policies.com Tennessee

Tennessee DUI Insurance and SR22 Filing Information

Tennessee law requires an SR-22 certificate of financial responsibility (CFR) / certificate of insurance for any driver convicted of a DUI or other serious moving violation. Get the cheapest SR-22 quote for the state of Tennessee from SR22-Insurance-Policies.com, powered by Wessell Insurance Services, LLC. Need SR-22 insurance, but don't have a car? We can issue non owner SR22 insurance. Need an out of state SR22 filing - we do out of state SR-22 insurance filings.

The court will determine whether you need a certificate of financial responsibility, and for how long, usually 3-5 years.  If coverage lapses during the determined time frame the state of Tennessee will suspend drivers license.

The state of Tennessee requires all drivers to carry the legal liability insurance limits 25/50/15;  which stands for $25,000 for bodily injury to 1 person, $50,000 for bodily injury to 2 or more people, $15,000 for property damage.

 Tennessee SR22 Insurance Financial Responsibility Certificate is required when convicted of violations such as:

•     DUI/ DWI
•     Serious moving violations, ie… reckless driving, speeding
•     Failure to provide valid proof of insurance or providing false documents
•     Driving on suspended or revoked license
•     Excessive tickets
•     Unpaid legal judgements
•     Failure to pay child support

Types of SR22 Insurance Policies

SR-22 Auto Owner Policy - A liability only or full coverage auto policy on vehicles titled in the insureds name.

Non Owner Policy - A non-owner policy covers a driver for vehicles that they don’t own.  Non-owner policies cost far less and carry significantly lower premiums, while still meeting the TN SR22 requirements.

SR22 Motorcycle Insurance - A traditional motorcycle liability or full coverage policy.


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Tennessee Fun Facts and Trivia


Sam Phillips from Memphis, the inventor of Rock and Roll opened Sun Studio. Nashville is the home of the Country Music Hall of Fame.
Knoxville was divided during the civil war, being occupied by confederates and the union. Elvis Presley recorded over 200 songs at Nashville's iconic Music row.
Knoxville was once the capitol of TN. The first FM radio license was issued to Nashville.
In 1954 Walter Cronkite, nicknamed Knoxville the streaking capital of the world. Grand Ole Opry show originated in Nashville.
Knoxville has a law, making it illegal to lasso a fish... Nashville has more guitar pickers than anywhere else.
The Knoxville zoo has a salamander called a Hellbender. Memphis is the home of Elvis Presley
Chattanooga official nickname is Scenic City The Memphis zoo houses over 3000 animals.
Chattanooga-Choo Choo helped the city become internationally known. The city of Memphis holds the world record for recorded songs.
Since 1990 Chattanooga in known as a Tree City Memphis is known as the River City.
The international Towing Hall of Fame is located in Chattanooga. The Riverbend Festival is held in Chattanooga.
American Indians were the first inhabitants of Chatanooga. Find out more about TN by going to TN visitors.

Insurance Products we Offer

Auto Insurance
High Risk Insurance
Liability Only Insurance
SR22 Insurance
Non Owner Insurance
Bad Driving Record Insurance
FR44 Insurance
High Risk Car Insurance
Motorcycle Insurance
SR22 Insurance for Motorcycle

Insurance Carriers in Tennessee*

Viking Insurance
Safeco Insurance
American Family
The General
* Not all insurance carriers offer all insurance products listed.


Wessell Insurance Services, llc

1676 Bryan Road, #103
O'Fallon, MO 63368

Toll Free: 866-663-7561
Local: 636-614-4125
Email: Info@sr22-insurance-policies.com

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Commercial Auto


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