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View the latest blog posts from Wessell Insurance Services, LLC.

North Carolina DL123 program requires everyone to acquire an auto insurance policy in order to get a state drivers license.  The driver is rated by driving experience regardless of age. READ MORE >>

The state of VA continues to use the FR44 system to monitor the insurance policies of drivers that have alcohol violations within the state. We often get calls from drivers that do not live in Virginia, but got charged with DUI while in the state. In this case, the VA DMV will require FR44 be provided to state minimum FR44 limits (50/100/40) in some way. READ MORE >>

Mobile phones are the preferred way to access the internet.  This is a great convenience, however using the phone while driving is a dangerous distraction.  Distracted drivers account for 1 out of 4 auto accidents, over 330,000 accidents per year.  This shocking statistic will continue to affect auto insurance rates. READ MORE >>

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Has your SR-22 Insurance Policy cancelled or lapsed? If the answer is yes, we can help. When you let your SR-22 insurance cancel or lapse, the insurance carrier that the coverage is through is legally required to issue an SR-26 form filing to the state. READ MORE >>

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  In Washington State, an SR22 is required to release your license and keep it valid once it is suspended for certain offenses.  A   traditional owners SR22, or auto broad-form SR22 will accomplish this, but these is another, cheaper way to comply with Washington’s SR22 requirement. READ MORE >>

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 If you have been ordered to file an SR22 to get your drivers license reinstated you will need to do so with or without owning a car.  As far as the state is concerned, they expect you to carry this extra insurance in the event that you are driving someone else's car and get into an accident. READ MORE >>

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The SR22/FR44 communication system is used by the DMV to track insurance policies of certain drivers. The driver that requires out of state SR22 insurance or an FR44 has several choices how the insurance can be applied, and is written to the limits of the state where the policy is based. READ MORE >>

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Wessell Insurance Services offers two types of auto insurance policies in MN.  The traditional auto owner policy, and the non-owner liability policy.  Both policies are written to state minimums (at least) and include PIP (Personal Injury Protection) for the insured. READ MORE >>

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Florida FR44 Coverage for Auto & Non-Owner To reinstate your drivers license in the state of Florida after receiving a DUI / DWI, you will be required to keep an FR44 financial responsibility form on file. READ MORE >>

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An SR22 is not an actual insurance policy but, an attachment to a liability insurance policy that allows the state to monitor the status of the policy.  Simply put, you need an SR22 in order to get your driver's license back but, you must maintain it for the entire time period required by the state or your license will be suspended again. READ MORE >>

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