Car Insurance Discounts

Insurance discounts can help bring down your premium and reduce your insurance rates.  You could save hundreds when your insurance company takesthe time to find out your individual insurance needs.  Wessell Insurance Services, llc will take the time to go over all your insurance needs and make sure you are getting all eligible insurance discounts.  We offer auto insurance discounts, multi-car discounts, in addition to other savings.


Examples of Auto Insurance Discounts

  • Owning your house, condo or mobile home
  • Continuous auto insurance coverage with no lapses
  • Multi car insurance
  • Multi policy discounts
  • Signing your documents online when you buy your policy
  • Having a "good student" on your policy
  • Safety discounts with cars equipped with features like anti-lock brakes, airbags, and restraints.

It is important to remember when shopping for auto insurance the company that offers the most discounts, may not be the company offering the best rates.  In order to get the best rate for your auto insurance shop around or let Wessell Insurance Services, llc do the shopping for you.

Additional Insurance Discounts

Additional insurance discounts include but are not limited to: annual mileage, early renewal, use of car, senior citizen discount, electronic transfer and more.

Annual Mileage -  The annual mileage you drive could save you money.  Consumers who drive less than 12,000 miles a year are usually eligible for a discount (13% of companies surveyed offer this discount and the average savings was 11%, according to data).  For example, if your insurance premium was $500.00 you could save $55.00.

Early Renewal - By paying your insurance renewal bill at least ten days early you may qualify for an insurance discount.  Many insurance companies offer this type of discount to entice the consumer to not shop around.  Seeing a discount, some as much as 10%, on your renewal bill encourages consumers to renew early and often.

Use of Car / Vehicle - For example, limiting the use of your vehicle to just the farm will give you a discount.  This type of discount is not applied when someone uses their vehicle for "pleasure" or "business".  Close to half of  insurance companies offer this discount with a significant savings.

Senior Citizen Discount - As we all know senior citizens receive discounts for many things, including insurance.  They are not high risk drivers, instead they are thought of as seasoned, ecperienced drivers.  Insurance Companies like to reward senior citizen drivers with insurance discounts.  These discounts are meant to entice the consumer to not shop around on insurance.

Electronic Funds Transfer - Insurance companies like to promote automatic withdrawl electronic funds transfer or automatic credit card payments for monthly or renewal payments.  By offering this discount the insurance company is simultaneously securing future payments.

Not sure what discounts you will qualify for Call Wessell Insurance Services, LLC to get a quote.

Helpful Websites:


Wessell Insurance Services, llc

1676 Bryan Road, #103
O'Fallon, MO 63368

Toll Free: 866-663-7561
Local: 636-614-4125

Insurance Products

Non-Owner Auto
Broad Form 
Commercial Auto


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