Non Owner Coverage & FR44 Insurance                     FREE QUOTE

If you have been convicted of a DUI / DWI in the state of Virginia (VA) or Florida (FL), you will be required to have an FR44 certificate of insurance on file prior to getting your driver's license reinstated. The FR44 insurance requirement is a state law in both Virginia and Florida, regardless of if you own a vehicle or not. When this is the case, you will need a non owners fr44 insurance filing. This will satisfy the states requirement for a certificate of financial responsibility and restore your driving privileges. can provide you the cheapest non owner FR44 insurance quotes from A+ rated insurance companies and electronically file your FR 44 the same day. We also offer FR-44 auto insurance policies.

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What is FR44 Insurance?

The FR44 form serves as proof to the state that you have the legal liability insurance coverage to reinstate your license after a suspension or revocation due to a driving under the influence conviction. The FR-44 filing is a rider or attachment to a non owners or auto policy.
What does an FR44 Cost?
The cost of an FR 44 filing depends on where you live, your age, driving record, gender and marital status. To get the best rate, request your fr44 non owner Florida quote or an FR-44 non owner Virginia quote here.

What is Non Owners Insurance?

Non owners insurance covers the name insured listed on the policy to drive other people's vehicles.  Non Driver insurance does not cover any owned vehicles or any auto's registered to the same address. The non owners coverage is  liability only, that serves as secondary coverage and is only pulled from if the liability limits on the vehicle involved in the accident have been exceeded.
What is the difference between an FR44 and SR22?
The FR44 form is only required in Virginia ( VA ) and Florida ( FL ) and only applies to those convicted of driving under the influence / DUI. The laws in both state make it mandatory for drivers convicted of a DUI to carry higher liability limits on their auto or non owner insurance policy. The SR22 in these state is for drivers convicted of driving without insurance, driving on a suspended license, at fault accident, etc.  The difference in premium between an SR22 and FR44 is a direct result of having a DWI on your driving record.

We specialize in DUI insurance and FR44s in the entire state of Florida ( FL ), including:
Jacksonville | Orlando | Tallahassee | Cape Coral  |  Miramar |  Clearwater | Lakeland  | Plantation |  Winter   Branford  Opa Locka  | Melbourne 32935 |  Merritt Island 32953 | Pineland  | Windmere  | Palm Beach | Point Verde Beach | Salem | Palm City |  Loxahatchee  | Palm Beach Gardens | Marco Island | Winter Springs | Fort Lauderdale |  Pembroke  Gainesville | Palm Bay | Deltona Sunrise | Clermont  Graceville   North Miami   Titusville 32780 | Indian Harbor 32937 |  Boca Grande  | Longboat Key  | Saint Johns |  Odessa  Longwood  | Belleair Beach |  Lake Mary | Oviedo | Boca Raton |  Maitland  | Tampa | Hialeah |  Port St. Hollywood  Coral Springs | Pompano  |Boca Raton | Largo | Ocoee Sneads |  Palm Bay 32908 | Vierra  32940 | Orlando  | Terra Ceia | Key Biscayne  | Sanibel  | Captiva | Placida | Jupiter | Valrico | Indialantic  | Osprey |  Niceville 

FR-44 Certificate of insurance is also referred to as: fr44 form, fr44 limits, fr44 coverage, sr44 insurance, DMV form fr44.