Motorcycle SR22 Insurance

Cheapest Motorcycle SR22 Insurance Quotes

Do you need to get your driver's license reinstated?  You can fulfill your requirement with a Motorcycle SR22 Insurance policy.

SR22-Insurance-Policies.com can get you the cheapest motorcycle insurance quotes.  Whether you own a standard motorcycle, cruiser, scooter or trike we will get you the best coverage with an SR22 filing.

FLORIDA NO LONGER ALLOWS SR22 OR FR44 MOTORCYCLE POLICIES


How is a Motorcycle SR22 Insurance policy different from a regular motorcycle policy?

A regular motorcycle insurance policy is not issued with a certificate of financial responsibility, a motorcycle SR22 policy is issued with a certificate of financial responsibility by the insurance carrier, and filed with the state. 

This endorsement serves as proof to the state that you have purchased the mandated liability insurance to get your license reinstated.

How much does motorcycle SR22 insurance cost?

The cost of a motorcycle policy is calculated the same way as an auto insurance policy.  The rate is determined by the type of cycle you need insured, your age, zip code, date of birth, driving record, etc.  In addition to these factors the amount of riding experience you have, if you have taken a motorcycle driving class and if you are part of a riding group all affect your rate.

What coverage can I get on a Motorcycle SR22 Insurance policy?

The coverage options are the same for a SR22 cycle policy as they are for a traditional cycle policy.

Types of motorcycle coverage:

Bodily injury liability coverage - Medical expense coverage and lost wages that result from an injury or death of another driver when you're at fault.

Property damage liability coverage - Covers damage to another person's property when you are at fault. You may be liable for other vehicles, private, storefront property and other structures.

Medical payments - Covers reasonable and necessary medical expenses that are the result of any injury to you or your passengers, like ambulance rides and x-rays.

Personal injury protection - This type of coverage can reimburse you for medical expenses, lost income, child care and more if you are hurt in an accident.

Collision coverage - Covers damages to your motorcycle that result from a collision with another object; car,  motorcycle, tree or a building.

Comprehensive coverage - Covers damages to your motorcycle NOT caused by a crash with another vehicle. Things like flooding, wind, vandalism and theft.

Uninsured / under-insured motorist bodily injury - If you get into an accident and an uninsured / under-insured driver is at fault, this covers your injuries as well as your passengers'.

Towing - Reimburses you for the costs of towing your motorcycle if it breaks down or you get in an accident.

Rental reimbursement - Helps cover the cost of a rental if your bike is stolen or being repaired in the shop due to a claimed accident.

Motorcycle and off-road vehicle transport trailer damage - Covers damage and loss of your trailer and motorcycle resulting from collision, vandalism, rollovers, etc.

Lease/loan gap - If your bike gets totaled or stolen, this pays the difference between what your motorcycle is worth and what you still owe on your loan or lease. This coverage is only offered on a comprehensive and collision policy.

Optional or added equipment - Coverage on after-market upgrades to your motorcycle.

*Please remember not all coverage is offered in all states and that not all insurance carriers offer this coverage.

---