Motorcycle Insurance Missouri

Motorcycle Insurance Coverage and SR22 Cycle Policies

Whether you enjoy riding along the Missouri river, touring the Ozarks, cruising down highway 70 from St. Louis to Kansas City or just going for a ride, we have affordable Missouri motorcycle insurance coverage for you.

Our agents will get you with the cheapest motorcycle insurance quotes and provide you with your insurance ID the same day.

Motorcycle SR22 Insurance Missouri

Need an SR22 certificate of financial responsibility to get your Missouri driver's license reinstated?  You can meet this requirement with a cycle SR22 insurance policy.  Insuring a motorcycle with an SR22 endorsement is usually much more affordable than an auto policy.  Call to get your Cycle SR22 insurance quote.

Missouri motorcycle insurance discounts

Save money when you insure your motorcycle, car, renters, boat, condo or home on the same Missouri insurance policy.  Other possible discounts include good student, riding club member, and cycling safety classes. Ask one of our agents if you qualify.

Motorcycle coverage options:

Bodily injury liability coverage - Medical expense coverage and lost wages that result from an injury or death of another driver when you're at fault. 

Property damage liability coverage - Covers damage to another person's property when you are at fault. You may be liable for other vehicles, private, storefront property and other structures.

Medical payments - Covers reasonable and necessary medical expenses that are the result of any injury to you or your passengers, like ambulance rides and x-rays.

Personal injury protection - This type of coverage can reimburse you for medical expenses, lost income, child care and more if you are hurt in an accident.

Collision coverage - Covers damages to your motorcycle that result from a collision with another object; car,  motorcycle, tree or a building.

Comprehensive coverage - Covers damages to your motorcycle NOT caused by a crash with another vehicle. Things like flooding, wind, vandalism and theft.

Uninsured / under-insured motorist bodily injury - If you get into an accident and an uninsured / under-insured driver is at fault, this covers your injuries as well as your passengers'.

Towing - Reimburses you for the costs of towing your motorcycle if it breaks down or you get in an accident.

Rental reimbursement - Helps cover the cost of a rental if your bike is stolen or being repaired in the shop due to a claimed accident.

Motorcycle and off-road vehicle transport trailer damage - Covers damage and loss of your trailer and motorcycle resulting from collision, vandalism, rollovers, etc.

Lease/loan gap - If your bike gets totaled or stolen, this pays the difference between what your motorcycle is worth and what you still owe on your loan or lease. This coverage is only offered on a comprehensive and collision policy.

Optional or added equipment - Coverage on after-market upgrades to your motorcycle.

*Please remember not all coverage is offered in all states and that not all insurance carriers offer this coverage.

Missouri motorcycle clubs*

Zodiac cycle club - Kansas City
Antique motorcycle company - St. Louis
Jones Power Sports Club - Columbia
Crown Royals motorcycle club - South Saint Louis
Shadow Riders club of Stl - St. Louis
Central Missouri Riders - Jefferson City
Leatherneck Confederation - Missouri 
*Not all clubs listed.

Cycle Resources

Motorcycle rides and events
Motorcycle clubs in MO
Cycle helmet laws by state 
Map of helmet use

Missouri areas we service

We service the entire state of MO including:
Allenton 63001 | Chesterfield 63005, 63017 | Ballwin 63011, 63021, 63022 | Union 63084 | Saint Louis 63101, 63102, 63103, 63104, 63105, 63106, 63107, 63108, 63109, 63110, 63111, 63114, 63141, 63143, 63144, 63145, 63146 | Saint Charles County 63301, 63302, 63303, 63304, 63332, 63338, 63341, 63346, 63348, 63365, 63366, 63367, 63368, 63376, 63365, 63386 | Troy | Wentzville 63384 | Whiteside 63387 | Williamsburg 63388 | Louisiana 63353 | Warrensburg | Ozark | Farmington | Dardenne Prairie | Branson | Kearney | Smithville | Bonne Terre | Eureka | Union | Festus | Republic | O' Fallon | St. Charles | Cottelville | Creve Coeur | Winfield

Insurance products we offer:

Bad Driver
High Risk Driver
SR22 Motorcycle
Manufactured Home
Commercial Auto 

MO Insurance Carriers:  Dairyland | Progressive | Safeco | Geico | Nationwide | AIS | etc.


Wessell Insurance Services, llc

1676 Bryan Road, #103
O'Fallon, MO 63368

Toll Free: 866-663-7561
Local: 636-614-4125

Insurance Products

Non-Owner Auto
Broad Form 
Commercial Auto


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