Florida  SR22 or FR44 insurance                                    FREE QUOTE

Need SR22 insurance to get your driver's license reinstated?  Need SR 22 Insurance, but don't own car, need a Florida SR22 to get a driver's license issued in another state,  we can help. Wessell Insurance Services can get you the cheapest SR22 quotes or FR44 insurance quote to get your FL driver's license reinstated. Certain violations require an insurance filing.  A certificate of insurance filing is a document filed by an insurance carrier with the state that serves as proof you have the liability coverage required for license reinstatement.  The SR 22 is electronically filed with the Secretary of State in Tallahassee and allows you to restore your driving privileges.


Violations Requiring Insurance Filings:

-serious moving violations, ie… reckless driving, speeding 
-failure to provide valid proof of insurance or providing false documents 
-driving on suspended or revoked license 
-excessive tickets
-unpaid legal judgements 
-failure to pay child support
-driving under the influence (DUI)


Types of SR-22 Policies
1)  Auto Owner Policy - which is a standard auto insurance policy which covers a driver on their owned personal vehicle
2)  Non Owners or Operator policy - is an auto insurance policy which covers a driver for vehicles that they don’t own. A driver who does not have a vehicle registered in their name may purchase a Non-owner policy, which does not require PIP coverage.  Non-owner policies cost far less and carry significantly lower premiums, while still meeting compliance for all SR-22 and FR44 requirements.

What happens if my SR22 insurance cancels?
If coverage lapses or cancels during that time you are required by the state  your license will be suspended again.

Do I still need the SR22 if I move out of state?
If you move out of state while having a financial responsibility form on file you must continue your coverage in the state the infraction occurred for the duration already determined by the court.

Florida Minimum Insurance Requirements
The state of Florida requires all drivers to carry liability coverage of 10/20/10

$10,000 for bodily injury to 1 person
$20,000 bodily injury for 2 or more people
$10,000 for property damage.
If an auto is registered to your name, you must also carry $10,000 PIP (personal injury protection) coverage.


There are a few ways to meet your legal obligations and reinstate your license.


Florida FR44 Insurance
FR44 insurance is required for alcohol or controlled substance related offenses such as DUI / DWI. FR44s require the highest state liability limits. These policies must be issued with liability coverage of 100/300/50. The Florida Uniform Financial Responsibility is required for three consecutive years, with no exceptions. You can purchase FR44 non owners or FR44 auto insurance. For additional information on Florida FR44 requirements click here.
 



For a quick quote call 1-866-663-7561 and get your license back today!

Insurance Carriers Licensed in FL*:
Dairyland
Progressive
Geico
General


We provide insurance services for the entire state of Florida, including:
Jacksonville | Orlando | Tallahassee | Cape Coral | Miramar |  Clearwater  | Lakeland | Plantation |  Winter  | Branford  | Opa Locka | Melbourne 32935 | Merritt Island 32953 |Pineland | Windmere |  Palm Beach |  Point Verde Beach | Salem | Palm City | Loxahatchee | Palm Beach Gardens | Marco Island | Winter Springs |  Miami | St. Petersburg |Fort Lauderdale | Pembroke |  Gainesville | Palm Bay | Deltona | Sunrise | Clermont | Graceville  | North MiamiTitusville 32780 | Indian Harbor 32937 |Longboat Key | Saint Johns | Odessa  | Longwood  | Belleair Beach | Lake Mary | Oviedo | Boca Raton | Maitland |
Tampa | Hialeah | Port St. Lucie | Hollywood |  Coral Springs | Pompano | Boca Raton | Largo | Ocoee Palm Bay 32908 | Orlando | Terra Ceia  | Key Biscayne | Jupiter |  Valrico

To contact Florida Motor Vehicle Department please see below.

Florida Motor Vehicle and Licensing Division
Department of Highway Safety and Motor Vehicles
2900 Apalachee Parkway
Tallahassee, Fl 32399