Nebraska SR22 Insurance
Nebraska Insurance Requirement and SR22 Information
Need Nebraska SR22 insurance? NE law requires a SR22 certificate of insurance filing to be on file with the department of motor vehicles prior to license reinstatement. The SR22 insurance filing or certificate of financial responsibility is state mandated for any driver who has been convicted of a DWI / DUI, driving without insurance, high risk driver, etc. All NE drivers are required to have the legal liability insurance limits.
Need an SR22 insurance filing, but don’t own a car? No problem, we have non owner SR22 insurance / operator only policies for license reinstatement. Looking for cheap SR22 car insurance? We have excellent car / auto insurance rates in NE. Let us provide you with the cheapest SR22 insurance quotes for financial responsibility filing in NE.
Certain violations require an SR22 high risk auto insurance filing, which is simply a document filed by an insurance provider with the state, for the purpose of showing proof of financial responsibility.
This process will reinstate your suspended drivers license with the Department of Motor Vehicles in Lincoln and allow you to restore your driving privileges. The court will determine whether you need SR22 insurance, and for how long, usually 3-5 years.
The state of Nebraska requires all drivers to carry liability insurance with limits 25/50/25, which stands for $25,000 for bodily injury to 1 person, $50,000 for bodily injury to 2 or more people, $25,000 for property damage.
Nebraska also requires uninsured / under insured motorist coverage of 25/50, $25,000 bodily injury to 1 person, $50,000 bodily injury to 2 or more people.
Types of Nebraska SR22 Insurance Policies:
Auto Owner policy – which is a standard auto insurance policy that covers a driver on their own personal vehicle.
Non owners policy – is an auto insurance policy which provides liability coverage while driving other peoples vehicles. A driver who does not have a vehicle registered to their name may purchase a non owner policy. Non-owner policies cost far less and carry significantly lower premiums, while still meeting SR22 requirements for license reinstatement.
SR-22 financial responsibility high risk auto insurance is required for such violations as:
-DUI / DWI Driving Under the Influence
-serious moving violations; reckless driving, speeding, etc.
-failure to provide valid proof of insurance or providing false documents
-driving on suspended or revoked license
-unpaid legal judgements
-failure to pay child support
What is used to test my Blood Alcohol Concentration (BAC)?
Nebraska law enforcement uses breath alcohol testing units for preliminary breath testers (PBTs) for the purpose of collecting evidence of alcohol related violations. The PBTs consist of mouthpieces that the driver in question breaths in to, which gives out a digital blood alcohol reading to law enforcement. These instruments are essential to determining if a driver is under the influence and is also used in the conviction of a DUI under Nebraska law.
Let Wessell Insurance Services help you get back on the road. We have affordable SR22 insurance quotes to restore your driving privileges.
We provide insurance coverage for the entire state of Nebraska, including:
Omaha 68002, 68101, 68102, 68103, 68104, 68105, 68106, 68107, 68108, 68109, 68110, 68111, 68112
Lincoln 68501, 68502, 68503, 68504, 68505, 68506, 68507, 68508, 60510, 68510, 68512, 68516, 68521, 68522, 68528
Bellevue 68005, 68123, 68133, 68147, 68157
Grand Island 68001, 68002, 68003
Kearney 68845, 68847, 68848, 68849
Papillion 68046, 68133
La Vista 68128
Fremont 68026, 68025
Hastings 68901, 68902
North Platte 69101, 69103
Norfolk 68701, 68702
Columbus 68601, 68602
Scottsbluff 69361, 69363
South Sioux City 68776
Ralston 68127, 68128
Click here to find out more about non owner insurance.
For additional information on SR22 contact:
Nebraska Department of Motor Vehicles
Financial Responsibility Division
301 Centennial Mall South
P.O. Box 94877
Lincoln, NE 68509-4877