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Ohio SR22 Insurance

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Cheapest SR22 non owner and auto insurance Ohio

The state of Ohio requires SR-22 insurance certificate of financial responsibility (CFR) filing, which is a document filed by your insurance provider, that provides proof to the state that you have acquired the legal financial responsibility required for driver’s license reinstatement. This process will reinstate your suspended drivers license with the Department of Motor Vehicles in Columbus, and allow you to reinstate your drivers license. The court will determine whether you need SR-22 insurance, and for how long, usually 3-5 years.

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The Ohio Bureau of Motor Vehicles BMV requires all drivers to carry liability insurance with limits 25/50/25

Updated February 15, 2024

$25,000 for bodily injury to 1 person
$50,000 for bodily injury to 2 or more people
$25,000 for property damage


Types of SR-22 Insurance:

1)  Owner policy – which is a standard auto insurance policy that covers a driver on their owned personal vehicle
2)  Non owner / Operator only policy – is an auto insurance policy which covers a driver to drive other peoples vehicles, a driver that does not have a vehicle registered in their name. Non-owner policies cost far less and carry significantly lower premiums, while still meeting compliance for SR-22 requirements.
3) Motorcycle SR22 insurance – a standard motorcycle policy with an SR-22 form certificate of insurance endorsement.


SR-22 financial responsibility high risk auto insurance is required for such violations as:
-serious moving violations, ie… reckless driving, speeding
-failure to provide valid proof of insurance or providing false documents, driving on suspended or revoked license, excessive tickets, unpaid legal fees, failure to pay child support, etc.

Cheapest SR22 non owner and auto insurance Ohio If you need an interlock (blowing device) INTOXALOCK is the way to go

How much does an SR-22 cost?
The cost of an SR-22 is determined just like any other insurance policy. Several factors are taken into account to determine your premium, such as; age, gender, motor vehicle report, marital status, and the area you live in. To get the most accurate SR-22 quote it is important to speak with an experienced insurance agency that specifically deals with filing SR-22 forms for license reinstatement.

How long do I need the SR-22?
Every situation is different, but most states require the SR-22 to be on file for two (2) to three (3) consecutive years. If, you have a special circumstance and the court is only requiring you to have the SR-22 form on file for a year or less, you will only need the SR-22 insurance for the specified time period.
For a free, no obligation quote please call Wessell Insurance Services today #1-866-663-7561. Your quote will be good for thirty days.

For additional information on SR22 contact: Bureau of Motor Vehicles,
1970 West Broad Street
Columbus, Ohio 43223
phone 844 644 6268


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