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Tennessee SR22 Insurance

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Cheapest SR22 Non-Owner and Auto Insurance Tennessee

SR-22 Insurance is required to get your TN driver’s license reinstated. State law requires an SR22 certificate of insurance filing to be on file with the department of motor vehicles prior to license reinstatement. The insurance filing or SR22 form is state mandated for any driver who has been convicted of a DWI / DUI, driving without insurance, suspended license, high risk driver, etc. All auto owners driving in the state are required to be insured with the legal liability insurance limits.

Wessell Insurance Services, LLC can provide you with the cheapest SR22 insurance and electronically file the certificate of financial responsibility. Need an SR22, but don’t have a car or need an out of state SR-22 filing? We can help. We also have excellent rates and coverage options on non owners, high risk car, car and motorcycle insurance. Let us provide you with the cheapest SR22 quotes for license reinstatement and certificate of financial responsibility.

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Tennessee Insurance Requirements:

All drivers are required to carry the legal liability limits 25/50/25 Updated February 15, 2024

$25,000 for bodily injury to 1 person
$50,000 for bodily injury to 2 or more people
$25,000 for property damage.

Types of SR22 Insurance Policies
SR-22 Auto Owner Policy – A car insurance policy that can be either liability only or full coverage auto policy on vehicles titled in the insureds name.
Non Owners SR22 or Operator only policy – A non-owner policy covers a driver for vehicles that they don’t own.  Non-owner policies cost far less and carry significantly lower premiums, while still meeting the SR-22 insurance requirements.
Motorcycle SR22 – A traditional motorcycle liability or full coverage policy.

Certificate of Financial Responsibility SR-22 is required for the following violations:
-serious moving violations, ie… reckless driving, speeding
-failure to provide valid proof of insurance or providing false documents
-driving on suspended or revoked license
-excessive tickets
-unpaid legal judgments
-failure to pay child support

Cheapest SR22 Non-Owner and Auto Insurance Tennessee

To find out more about certificate of financial responsibility laws by contacting Department of Safety and Homeland Security

312 Rosa L. Parks Avenue
Nashville, TN 37243
(615) 251-5166


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We provide insurance to the entire state of Tennessee, including:

Memphis |  Nashville |  Knoxville | Chatanooga | Clarksville |  Murfreesboro | Franklin | Jackson | Johnson city | Bartlett | Hendersonville | Kingsport | Collierville | Smyrna |  Cleveland | Brentwood | Germantown |  Columbia | Spring Hill  | La Vergne | Gallatin  | Cookeville | Mount Juliet | Lebanon | Morristown | Oak Ridge | Maryville | Bristol  | Farragut | Shelbyville  | East Ridge  | Tullahoma |  Collegedale |  Nolensville | Arlington | Atoka | Signal Mountain | Johnsville |  Johnson City | etc.

Products We Offer:

Auto Insurance
High Risk
Liability Only
SR22 Insurance
Non Owners Insurance
Bad Driving Record
High Risk Car Insurance
Motorcycle Insurance
SR22 Motorcycle

Insurance Carriers in Tennessee*

Viking Insurance
Safeco Insurance
American Family
The General

* Not all insurance carriers are listed and not all offer every insurance product.

Get cheap SR-22 Insurance from Wessell Insurance Services, LLC – Car, cycle or non owners coverage.

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