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Utah SR22 Insurance

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Cheapest non owner SR22 auto insurance in Utah,  Need Utah SR-22 Insurance? We can help.
We can issue your proof of insurance requirement and have your SR22 insurance form filed with the state. We work with several insurance companies throughout Utah to get you the cheapest SR22 insurance quotes. You can satisfy your SR-22 requirements by purchasing an auto, non owner, or motorcycle policy with an SR-22 financial responsibility form attached. This form is electronically filed by your insurance provider and is verification that you have met the SR-22 requirement.

Certain violations require SR-22 high risk auto insurance filing which is simply a document filed by an your provider with the state, for the purpose of showing proof of financial responsibility. This process will reinstate your suspended drivers license with the Department of Public Safety in Salt Lake City and allow you to restore your driving privileges. The court will determine whether you need an SR22 filing, and for how long, usually 3 years.

It is necessary to maintain coverage during the time frame that the court mandates. If coverage lapses during the determined time frame the state will suspend drivers license. If you move out of state while carrying SR22 insurance you must continue your coverage in the state the infraction occurred for the duration already determined by the court.

The state of Utah requires all drivers to carry liability insurance with limits 25/65/15 Updated February 09, 2024

$25,000 for bodily injury to 1 person
$65,000 for bodily injury to 2 or more people
$15,000 for property damage.

$3,000 personal injury protection (PIP)

Types of SR22 Insurance Utah

Auto Owner policy – which is a standard auto policy that covers a driver on their owned personal vehicle.
Non owner or Operator only policy – is an auto insurance policy which covers a driver for vehicles that they don’t own. A driver who does not have a vehicle registered to their name may purchase a non-owner policy. Utah non owner insurance policies cost far less and carry significantly lower premiums, while still meeting compliance for all SR22 requirements

Motorcycle policyA standard motorcycle insurance policy with an SR-22 form attached.

SR-22 financial responsibility high risk auto insurance is required for such violations as:

-serious moving violations, ie… reckless driving, speeding
-failure to provide valid proof of insurance or providing false documents
-driving on suspended or revoked license
-excessive tickets
-unpaid legal judgements
-failure to pay child support

What is used to test my Blood Alcohol Concentration (BAC)?

Law enforcement uses breath alcohol testing units for preliminary breath testers (PBTs) for the purpose of collecting evidence of alcohol related violations. The PBTs consist of mouthpieces that the driver in question breaths in to, which gives out a digital blood alcohol reading to law enforcement. These instruments are essential to determining if a driver is under the influence and is also used in the conviction of a DUI under state law.
Let Wessell Insurance Services help you get back on the road.  We have affordable SR22 insurance quotes to restore your UT driving privileges.

We service the entire state of UT, including:
Salt Lake City 84101 84102 84103 84104 84105 84106 84107 84108 84109 84110 84111 84112 84113 84114 84115 84116 84117 84117 84118 84119 84120 84121 84122 84123
Ogden 84201 84401 84402 84403 84404 84405 84407 84408 84408 84412 84414 84415 84244
Provo 84601 84602 84603 84604 84605 84606
Layton 84040 84041
Alpine 84004 | Alta 84092 | American Fork 84003 |  Wayne | San Juan | Garfield | David | Box Elder | Castle Dale | Cedar City | Cedar Hills | Wasatch | Cache | Wasatch | Millard |Daniel | Delta | Draper | Elmo | East Carbon | Farmington | Farr West | Bountiful | Brian Head | Bringham City 84302 | Clarkston | Clearfield 84015 84016 84089 | Clawson | Fountain Green | Fruit Heights | Garden City | Grantsville | Gunnison | Heber City | Helper | Herriman | Highland | Holladay | Hurricane | Ivins | Hyrum | La Verkin | Lehi |
Cedar City  84720 84721


If you need an interlock (blowing device) INTOXALOCK is the way to go

For additional information on SR22 contact:

Utah Department of Public Safety
4501 South 2700 West
P.O. Box 141775
Salt Lake City, UT 84119  phone 800 368 8824 dmv.utah.gov

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