Washington SR22 Insurance
Washington State SR22 Coverage & DUI Information
SR22-Insurance-Policies.com has been providing insurance coverage to the residents of WA for over ten years. Our experienced agents know how to work through the Financial Responsibility maze to help you get the best coverage at the best price. We have helped thousands of people get their drivers license back by meeting the Washington Department of Licensing requirements.
Experience matters when it comes to insurance and getting the certificate of financial responsibility filing, meeting the DUI laws and SR22 requirements. By not meeting the states legal liability limits when purchasing your insurance policy, you will not qualify to get your license. We make sure you get the cheapest quote, while also making sure you have the state legal limits.
State Legal Liability Limits 25/50/10
- $25,000 for bodily injury to one person
- $50,000 for bodily injury to two (2) or more people
- $10,000 for property damage
What is an SR-22 Financial Responsibility and How Long Do I Need To Keep It On File?
We get this question every day and simply put, an SR-22 is an endorsement to an insurance policy. This endorsement, termed ‘Certificate of Financial Responsibility’, serves as proof to the state that you have purchased the court ordered future financial responsibility.
The SR22 is required to stay on file for three consecutive years. This means, that if your policy cancels or lapses for any reason during the three years the state will be notified. The insurance carrier is legally obligated to inform the state of Washington when any policy with a filing lapses.
Who Needs an Sr22 Filing?
In Washington you may be required to file an SR-22 with the Department of Licensing for one or more of the following violations:
• Driving under the influence (DUI)
• Reckless driving
• Driving without insurance
• Driving on a revoked / suspended license
• Failure to pay child support
• Felony involving a motor vehicle or assault
Depending on your situation and the court order your requirements may change. Make sure to maintain the financial responsibility coverage for the entire time period ordered by the court.
What is considered Driving Under the Influence (DUI)?
Under the state of WA driving laws, it is illegal for any licensed driver to operate a motor vehicle with a BAC limit above the state limits as outlined below.
Adult drivers with a BAC equal to or over = 0.08%
Minor drivers with a BAC equal to or over = 0.02%
Commercial drivers with a BAC equal to or over = 0.04%
Driving under the influence (DUI) includes all chemicals that are inhaled or ingested for the purpose of getting high, intoxicated or wasted. Anything that has mind altering or hallucination effects are defined as a drug. When a person with a valid driver’s license engages in this activity, they will end up with a suspended license and fines to reinstate their license.
How much is SR22 Insurance in WA?
The cost of coverage can vary depending on what type of policy and the demographics. A certificate of financial responsibility can be endorsed onto a full coverage policy, a liability only auto insurance policy, a non owners auto policy, or a broad form policy. The demographics used are; age, zip code, driving record, marital status, gender and type of vehicle. They have nothing to do with the filing but, are used to determine premium. These are the same factors used in regular auto insurance premiums. Most insurance companies will charge a filing fee of $50 – $100 depending on the circumstances.
We can get you the cheapest quote and take care of filing your proof of financial responsibility the same day. For immediate service call 1-866-663-7561.
We provide insurance products for the entire state of Washington, including:
Lake Forest Park
Top Ten Drunkest Cities in Washington state*:
1. Woodinville with a population of 10,945
2. Seattle with a population of 612,916
3. Port Townsend with a population of 9,106
4. Tacoma with a population of 200,013
5. Poulsbo with a population of 9,172
6. Gig Harbor with a population of 7,239
7. Sumner with a population of 9,459
8. Port Orchard with a population of 11,239
9. Snohomish with a population of 9,154
10. Olympia with a population of 46,752
*Source RoadSnacks, author Carrie White