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WisconsinSR22 Insurance

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Cheapest SR22 non-owner or auto insurance Wisconsin

Wisconsin requires minimum mandatory insurance limits of 25/50/10 BI/PD and 25/50 UIM  Updated February 15, 2024

$25,000 bodily injury for one person per accident
$50,000 bodily injury for two or more persons per accident
$25,000 property damage
$25,000 uninsured motorist bodily injury for one person
$50,000 uninsured motorist bodily injury for two or more persons
$25,000 uninsured motorist property damage

Need Wisconsin SR22 Insurance to get your license reinstated? Need SR22 Insurance, but don’t have a car? We can help you get your license back with cheap Wisconsin SR22 quotes and certificate of insurance filings. Your SR22 is electronically filed the day the policy is purchased.

Wisconsin SR22 Auto Insurance & Non Owner SR22 Coverage
Certain violations require an SR22. Whether you need to get a hardship license or are just getting your license reinstated, an insurance filing is required. The SR-22 filing is simply a document filed by an insurance provider with the state, for the purpose of showing proof of financial responsibility. This process will reinstate your suspended drivers license with the Wisconsin Department of Motor Vehicles in Madison and allow you to restore your driving privileges or grant you a hardship license.


The court will determine whether you need an SR22 to be on file, and for how long, usually 3 years. It is necessary to maintain insurance coverage during the time frame that the court mandates. If coverage lapses during the determined time frame the state will suspend drivers license. If you move out of state while carrying an SR22 on your insurance policy you must continue your coverage in the state the infraction occurred for the duration already determined by the court.

Types of Policies Available for Endorsement:

Owner policy – Standard car insurance that covers a driver on their owned personal vehicle or a motorcycle insurance policy. Both can be endorsed with an SR-22 financial responsibility form.

Non owner or Operator only policy – A car insurance policy which covers a driver for vehicles that they don’t own. A driver who does not have a vehicle registered to their name may purchase a non owner SR-22 policy. Non owner policies cost far less and carry significantly lower premiums, while still meeting WI SR-22 requirements.

financial responsibility high risk auto insurance is required for such violations as:
-serious moving violations, ie… reckless driving, speeding
-failure to provide valid proof of insurance or providing false documents
-driving on suspended or revoked license
-excessive tickets
-unpaid legal judgments
-failure to pay child support
– applying for a hardship license


Cheapest SR22 non-owner or auto insurance Wisconsin

For additional information on SR22 contact:

Wisconsin Department of Motor Vehicles


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