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Wessell Insurance Services, LLC Blog Page 11

View the latest blog posts from Wessell Insurance Services, LLC.

The state of Ohio has been actively using the SR22 insurance monitoring system for drivers that incur certain violations within the state (regardless where you live, or where you are licensed)  Normally these violation include (but not limited to..) DUI, refusal to test, driving while license suspended/revoked, or a no-insurance violation. READ MORE >>

The Texas DPS (Department of public safety) oversees the SR22 requirement in the lone-star state.  If you have a suspended TX drivers license, or had certain violations within TX while licensed somewhere else, you will hear from the DPS. READ MORE >>

The state of Florida continues to require financial responsibility in 2 different forms, depending on the violations involved.  All motor vehicle violations involving alcohol in the state of FL require an FR44 (FR-44) endorsed policy for license release. READ MORE >>

Here at Wessell Insurance Services, we have been writing insurance for 9 years now.  The vast majority of our thousands of written policies have actually been non-owner SR22, or non-owner FR44 insurance.  The non-owner (named-operator) policy has been around for 15+ years now, but many people just don't understand how it can be useful. READ MORE >>

The state of VA has maintained the SR22 program for several years, and the FR44 program for about 5 years now. The VA SR22/FR44 programs are still maintained/administered in the same manners since inception of each.  We continue to write cheap SR22 insurance for in-state VA residents... READ MORE >>

In the state of North Carolina, you must have auto insurance (owners, or non-owners auto) to obtain a drivers license.  Frequently, we have drivers call us asking what a DL123 form is...  When we hear that, it is clear that the state wants to have proof of an active auto insurance policy to issue a drivers license. READ MORE >>

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An FR44 filing is a form that must be issued by an insurance provider in the states of Florida and Virginia for drivers who have certain alcohol-related driving convictions, such as a DUI or DWI. If you have one of these convictions, an FR44 filing must be submitted to the DMV to prove that you h... READ MORE >>

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Paying high premiums for auto insurance month after month can be rough on your bank account. But it is possible to find cheap car insurance. With proper research and the assistance of your insurance agent, you can purchase a cheaper auto insurance policy that still fits your needs. READ MORE >>

Terry Amanti said he supports banning drivers from using hand-held cellphones. A driver on a cellphone rear-ended his car in May and caused $4,000 damage, he said. "She got out of the car, and she was still on the cellphone," Amanti said. Yet, he's unconvinced using an earpiece is much better. READ MORE >>

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The Insurance Institute for Highway Safety says six small cars received its “Top Safety Pick+” award, earning a “good” rating in at least four of five categories in the IIHS’ small overlap front crash test. The small overlap front test simulates a collision with another vehicle or a utility pole. READ MORE >>

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