Here at Wessell Insurance Services, we have been writing insurance for 9 years now.  The vast majority of our thousands of written policies have actually been non-owner SR22, or non-owner FR44 insurance.  The non-owner (named-operator) policy has been around for 15+ years now, but many people just don't understand how it can be useful.  Well.. Here is my 30 second version......

A non-owner auto policy is insurance that will cover damage to property (PD), and injury to people (PI), while the policyholder is operating a personal auto that he/she does not own.  The vehicle being driven will never be fixed in an at-fault accident. but the damages caused by that vehicle will, up to policy limits.. normally state minimums.  The term "named-operator" is used in some states, same as non-owner in concept and coverage.  If you are an individual that does not own a vehicle, but occasionally borrows a car from family/friends, a non-owner insurance policy could be a good fit for you.

If you are required to maintain an SR22/FR44 to keep your license valid, The named-operator (non-owner) policy may be your only option, and will certainly be the cheapest.  The non-owner financial responsibility policy will qualify in any state requiring the filing.
Call us today, we can get you legal for less!

Call 1-866-663-7561 to get your policy started today.
Posted 2:35 PM

Share |

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

View Mobile Version


Wessell Insurance Services, llc

1676 Bryan Road, #103
O'Fallon, MO 63368

Toll Free: 866-663-7561
Local: 636-614-4125

Insurance Products

Non-Owner Auto
Broad Form 
Commercial Auto


About Us


Contact Us

Free Quote