North Carolina new Auto Insurance Minimum Mandatory Requirements

As of July 1, 2025 North Carolina has increased its minimum mandatory auto insurance requirements.  You still need to provide DL123 proof of insurance form when obtaining a new drivers’ license.  Even if you don’t own a car you need a Non-Owner liabilty policy.  If you have questions or need a quote Wessell Insurance Services can help call 866 663 7561 or CLICK HERE for an online quote form.  50/100/50 BI and PD with 50/100/50 uninsured and underinsured are the new minimums.  These numbers mean $50000 for Bodily Injury (BI) per person, $100000 for BI for 2 or more injured per accident. $50000 for Property Damage.  Also the same limits applied to Uninsured and Underinsured Motorist.  Uninsured applies when at fault driver has no insurance and Underinsured applies when at fault driver doesn’t have enough coverage for injuries or damage. Wessell Insurance can answer all your questions as well as provide fast free quotes for Non-Owner, Liability or Full Coverage Auto and Motorcycle insurance, call Wessell today, we provide immediate coverage and you can receive DL123 form by email in seconds.