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Minnesota SR22 Insurance

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Minnesota DWI Insurance and SR22 Coverage

Cheapest SR22 Non-Owner and Auto Insurance Minnesota

Drivers Diversion Program participants:

We can help you meet your SR22 insurance needs.  Wessell communicates with Drivers Diversion program on a daily basis we have assisted hundreds of Minnesotans acquire their drivers license with one quick easy phone call.  We offer Non-Owner policies for those who do not need to insure a vehicle.  The Non-owner policy is the cheapest option and it satisfies the requirements ofYou can also get Liability-only or Full coverage (comprehensive and collision)  if you need to insure a vehicle.  We will send all necessary paperwork to DDP and the state.  One easy call to Wessell Insurance and we can meet your insurance requirements within minutes.

Certain violations require Minnesota SR22 auto insurance, which is a document filed by your insurance carrier with the state, for the purpose of showing proof of financial responsibility. This will reinstate your suspended drivers license with the Department of Public Safety in St Paul, MN and allow you to reinstate your MN driver’s license. The court will determine whether you need SR22 insurance, and for how long, usually 3 years.

Need Minnesota SR22 Insurance to get your MN driver’s license reinstated?  Need MN non owner insurance?  Get the cheapest Minnesota SR22 insurance quote here and get your drivers license reinstated. We electronically file your SR22 form financial responsibility the day the policy is purchased.

What is SR22 Insurance?

An insurance coverage mandated by the state that serves as proof that you have acquired the legal liability insurance to restore your driving privileges.
It is necessary to maintain the SR22 insurance for as long as required by the court.  If coverage lapses during this time the state will suspend your drivers license.  
If you move out of state during this court order you will be required to maintain this coverage to get a driver’s license issued in another state.

Minnesota SR22 Insurance Requirement

The state of Minnesota requires all drivers to carry liability insurance with limits 30/60/10 Updated February 15, 2024

$30,000 for bodily injury to 1 person
$60,000 for bodily injury to 2 or more people
$10,000 for property damage
$40,000 PIP ( personal injury protection)
$25,000 for uninsured / underinsured motorist bodily injury
$50,000 for uninsured / underinsured motorist bodily injury

Types of Minnesota SR22 Insurance

1)  Auto Owner policy – which is a standard auto insurance policy that covers a driver on their own personal vehicle.
2)  Non-owner or Operator policy – is an auto insurance policy which gives liability coverage to a driver when driving vehicles that they don’t own.   Non-owner policies cost far less and carry significantly lower premiums, while still meeting SR22 requirements.
3)  Motorcycle SR-22 Insurance  – A standard motorcycle insurance policy with an SR22.


SR22 Financial Responsibility Insurance is Required for Violations Such As:

-serious moving violations like;  reckless driving, speeding, DUI, etc.
-failure to provide valid proof of insurance or providing false documents
-driving on suspended or revolked license
-excessive tickets
-unpaid legal judgments
-failure to pay child support

If you need an interlock (blowing device) Intoxalock is the way to go

Cheapest SR22 Non-Owner and Auto Insurance Minnesota

Minnesota Fun Facts
The Mall of America in Bloomington is the size of 78 football fields — 9.5 million square feet.
Madison is the “Lutefisk capital of the United States”.
Bloomington and Minneapolis are the two farthest north latitude cities to ever host a World Series game.
Rochester is home of the world famous Mayo Clinic.
The stapler was invented in Spring Valley.
Tonka Trucks were developed and are continued to be manufactured in Minnetonka.
Author Laura Ingalls Wilder lived on Plum Creek near Walnut Grove.

Minnesota Department of Public Safety 445 Minnesota Street, Suite 190 Town Square Building Saint Paul MN 55101-5190 phone 651 297 3298


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