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Nevada SR22 Insurance

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Nevada SR22 Coverage

Cheapest non owner SR22 auto insurance in Nevada

Certain violations require a high risk auto insurance policy with an SR 22 form financial responsibility filing. This SR-22 filing serves as proof to the state you have liability insurance. The court decides whether or not you need an insurance filing and for how long, usually 3 years. It is important to maintain your policy without any lapses or cancellations. If your policy lapses the state may suspend your drivers license again or, if you move out of state you must maintain coverage in the state the infraction occurred.
Get the cheapest Nevada SR22 insurance quote for your driver’s license reinstatement here. Nevada Auto, Non owners SR22 insurance, out of state SR22 filings and motorcycle insurance that meet NV financial responsibility requirements.

New law for Nevada in January 2023 NRS 485.313 Department of Motor Vehicles to implement system that verifies all motorists maintain required insurance coverage.  Failure to provide proof of current insurance that meets minimum liability coverage will result in SR-22 mandate for financial responsibility.

Don’t own a car, but still need an SR-22 insurance filing?

No problem, we can get you a Nevada non owners policy.

Own a car and looking for affordable insurance?

We also provide SR22 car quotes.

Who Needs SR22 Insurance

Driver’s that have been convicted of a DUI or other serious moving violations are required to file an SR 22 form with the Nevada Department of Motor Vehicles (DMV). Other violations include, but are not limited to; at fault accident, too many tickets, etc.

State Requirements
The state of NV requires all drivers to carry liability insurance limits of 25/50/20 Updated February 11, 2024

$25,000 for bodily injury to 1 person
$50,000 for bodily injury to two or more people
$20,000 for property damage.

Three Types of SR-22 Policies

1) Owner Operator SR22 Policy – which is a standard auto insurance policy that covers a driver on their personal vehicle.  This type of policy can be a liability only or full coverage car insurance policy.
2) SR22 Non Owner Policy– is an auto insurance policy which covers a driver for vehicles that they don’t own. . Non-owner policies cost far less and carry significantly lower premiums, while still meeting the states financial responsibility SR22 requirements
3) Motorcycle SR22 – Motorcycle policy with an SR-22 form endorsement.

Financial Responsibilityis Required for Violations Such As:

-serious moving violations, ie… reckless driving, speeding
-failure to provide valid proof of insurance or providing false documents
-driving on suspended or revoked license
-excessive tickets
-unpaid fines
-failure to pay child support

Cheapest non owner SR22 auto insurance in Nevada If you need an interlock (blowing device) INTOXALOCK is the way to go

Nevada Department of Motor Vehicles
555 Wright Way
Carson City, NV 89711  phone 775 684 4368 or 7024864368 



Top Ten Counties in NV, According to OnlyInYourState.com:

1)  Clark County
2)  Churchill
3)  Carson City
4)  Mineral
5)  Lyon
6)  Douglas
7)  Washoe
8)  Pershing
9)  Humboldt
10) Elko County

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