NON-OWNER SR22 INSURANCE.. EXPLAINED
Here at Wessell Insurance Services, we have been writing insurance for 9 years now. The vast majority of our thousands of written policies have actually been non-owner SR22, or non-owner FR44 insurance. The non-owner (named-operator) policy has been around for 15+ years now, but many people just don’t understand how it can be useful. Well.. Here is my 30 second version……
A non-owner auto policy is insurance that will cover damage to property (PD), and injury to people (PI), while the policyholder is operating a personal auto that he/she does not own. The vehicle being driven will never be fixed in an at-fault accident. but the damages caused by that vehicle will, up to policy limits.. normally state minimums. The term “named-operator” is used in some states, same as non-owner in concept and coverage. If you are an individual that does not own a vehicle, but occasionally borrows a car from family/friends, a non-owner insurance policy could be a good fit for you.
If you are required to maintain an SR22/FR44 to keep your license valid, The named-operator (non-owner) policy may be your only option, and will certainly be the cheapest. The non-owner financial responsibility policy will qualify in any state requiring the filing.
Call us today, we can get you legal for less!
Call 1-866-663-7561 to get your policy started today.